Beta be gentle v0.95

About IOU Wallet Protocol

→ Life is full of informal commitments between friends and family. However those informal obligations and promises get sidelined, forgotten and even create personal friction.
→ IOU Wallet helps you to record and settle whatever is owed, money, items, favours, material and immaterial, future or past promises.
→ Create an IOU as a privately shared record, the IOU Wallet holds your IOUs while the Protocol governs the IOU life cycle from acceptance to settlement.
→ p2p network. Free to use. Invitation only (whitelist currently open).

IOU $50 · IOU my hoodie · IOU for dinner · IOU a dinner · IOU an apology

To access your IOU Wallet, request a Magic Link.

(Examples: Email: your@email.com)

The IOU Wallet Protocol Logic

Acceptance Handshake
→ A: Creates IOU
→ B: Accepts IOU
Settlement Handshake
→ B: Settles
→ A: Confirms Settlement